Side-by-side · Q2 2026 data
The Stephenson National Bank and Trust vs N.E.W. Credit Union
Metric by metric
| Measure | The Stephenson National Bank and Trust | N.E.W. Credit Union |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 51 | 61 (stronger) |
| Loan quality | 62 | 88 (stronger) |
| Earnings | 76 (stronger) | 70 |
| Funding & liquidity | 77 | 84 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 31st | 71st |
| Total assets | $676.8M | $178.2M |
| Deposits / shares | $588.0M | $154.3M |
| Capital ratio | 10.07% | 11.09% (stronger) |
| Problem loans | 1.15% | 0.36% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.41% (stronger) | 1.26% |
| Loans ÷ deposits | 83.7% | 76.6% (stronger) |
| Uninsured deposits | 14.9% | 4.1% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 1.7% |
N.E.W. Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Stephenson National Bank and Trust leads on 2 and N.E.W. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Oconto, WI