TellerScore

N.E.W. Credit Union is a federally insured state-chartered credit union headquartered in Oconto Falls, Wisconsin, in business for about 64 years. At the end of Q2 2026 it reported $178.2M in total assets and $154.3M in member shares and deposits, with 7 offices.

N.E.W. Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 71% of its 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 42nd. Problem-loan coverage contributes the most (96/100, 2.2%); capital cushion contributes the least (61/100, 11.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.09%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.36%
Earnings70/100
Return on assets (annualized): 1.26%
Funding & liquidity84/100
Loans ÷ shares: 76.6% · 4.1% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

TellerScore
747780Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202474
Q3 202476
Q4 202478
Q1 202580
Q2 202577
Q3 202576
Q4 202576
Q1 202676
Q2 202677
Net worth ratio
7.00%9.23%11.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.77%
Q3 202410.94%
Q4 202411.15%
Q1 202511.23%
Q2 202511.33%
Q3 202511.47%
Q4 202511.29%
Q1 202611.14%
Q2 202611.09%
Delinquent loans (60+ days)
0.18%0.35%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.31%
Q4 20240.18%
Q1 20250.21%
Q2 20250.43%
Q3 20250.46%
Q4 20250.45%
Q1 20260.52%
Q2 20260.36%
Return on assets
0.90%1.08%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.90%
Q3 20240.91%
Q4 20240.99%
Q1 20251.12%
Q2 20251.16%
Q3 20251.10%
Q4 20251.11%
Q1 20261.24%
Q2 20261.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$178.2M11.09%0.36%1.26%76.6%
Q1 202676$172.1M11.14%0.52%1.24%70.7%
Q4 202576$165.2M11.29%0.45%1.11%70.8%
Q3 202576$158.3M11.47%0.46%1.10%71.9%
Q2 202577$156.8M11.33%0.43%1.16%65.1%
Q1 202580$153.8M11.23%0.21%1.12%61.4%
Q4 202478$151.0M11.15%0.18%0.99%60.8%
Q3 202476$150.1M10.94%0.31%0.91%58.7%
Q2 202474$149.1M10.77%0.46%0.90%58.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.09%
46th
Problem loans0.36%
77th
Net charge-offs0.05%
91st
Return on assets1.26%
80th
Loans to deposits76.6%
48th
Uninsured deposits4.1%
70th
Loan-loss reserves0.00%
50th
Texas ratio2.2%
74th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Winnebago Community Credit UnionCredit union Oshkosh, WI85 out of 100, Very strong$176.1M13.8%0.13%vs
Sentry Credit UnionCredit union Stevens Point, WI76 out of 100, Strong$172.5M12.4%0.44%vs
Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI93 out of 100, Very strong$185.2M19.2%0.21%vs
Ripco Credit UnionCredit union Rhinelander, WI62 out of 100, Moderate$188.8M10.0%0.90%vs
Prime Financial Credit UnionCredit union Cudahy, WI55 out of 100, Moderate$161.3M10.1%1.50%vs
Shoreline Credit UnionCredit union Two Rivers, WI66 out of 100, Moderate$160.0M10.1%0.38%vs

Deposit insurance

Is my money safe at N.E.W. Credit Union?

Yes. N.E.W. Credit Union is a federally insured credit union (NCUA charter #67017). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($6.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.09%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

N.E.W. Credit Union lists 7 offices in 4 cities. Most locations:

  • Oconto, WI (2)
  • Oconto Falls, WI (2)
  • Suring, WI (2)
  • Peshtigo, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, N.E.W. Credit Union reported 178 home-loan applications under HMDA (LEI 254900NGM4SWQ6TJE045): 175 originated ($30,315,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
N.E.W. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67017
RSSD ID
943796
Primary regulator
State + NCUA
Established
1962
Headquarters
301 Jackson St., Oconto Falls, WI 54154
Employees
46

Quick answers

N.E.W. Credit Union: common questions

Is N.E.W. Credit Union NCUA insured?

Yes. N.E.W. Credit Union is a federally insured credit union (NCUA charter #67017). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is N.E.W. Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does N.E.W. Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Oconto Falls

InstitutionScoreAssetsCapitalProblem loansCompare
Bonduel State BankBank Bonduel, WI89 out of 100, Very strong$132.1M14.0%0.01%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
Wisconsin Medical Credit UnionCredit union Green Bay, WI79 out of 100, Strong$15.9M12.4%0.21%vs
Fox Communities Credit UnionCredit union Appleton, WI73 out of 100, Strong$3.4B10.9%0.29%vs
The Peshtigo National BankBank Peshtigo, WI69 out of 100, Moderate$300.0M9.0%0.00%vs
Capital Credit UnionCredit union Green Bay, WI69 out of 100, Moderate$2.8B12.3%0.90%vs