Side-by-side · Q2 2026 data
The Summit Federal Credit Union vs Reliant Community Federal Credit Union
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Metric by metric
| Measure | The Summit Federal Credit Union | Reliant Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 46 |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 55 | 56 (stronger) |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 66th | 48th |
| Total assets | $1.5B | $788.4M |
| Deposits / shares | $1.3B | $697.5M |
| Capital ratio | 11.31% (stronger) | 9.57% |
| Problem loans | 0.34% (stronger) | 0.36% |
| Net charge-offs | 0.22% (stronger) | 0.23% |
| Return on assets | 0.86% | 0.90% (stronger) |
| Loans ÷ deposits | 91.7% | 76.5% (stronger) |
| Uninsured deposits | 5.6% | 5.6% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
The Summit Federal Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Summit Federal Credit Union leads on 4 and Reliant Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.