Side-by-side · Q2 2026 data
The Summit Federal Credit Union vs Sidney Federal Credit Union
Metric by metric
| Measure | The Summit Federal Credit Union | Sidney Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 63 (stronger) | 55 |
| Loan quality | 89 (stronger) | 72 |
| Earnings | 55 | 69 (stronger) |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 95 (stronger) | 86 |
| Peer percentile | 66th | 47th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 11.31% (stronger) | 10.50% |
| Problem loans | 0.34% (stronger) | 0.85% |
| Net charge-offs | 0.22% (stronger) | 0.57% |
| Return on assets | 0.86% | 1.23% (stronger) |
| Loans ÷ deposits | 91.7% | 90.1% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 6.9% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.9% |
The Summit Federal Credit Union has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Summit Federal Credit Union leads on 5 and Sidney Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.