Side-by-side · Q2 2026 data
The Torrington Savings Bank vs Chelsea Groton Bank
Metric by metric
| Measure | The Torrington Savings Bank | Chelsea Groton Bank |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 46 | 76 (stronger) |
| Funding & liquidity | 61 (stronger) | 42 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 93rd | 93rd |
| Total assets | $1.0B | $1.8B |
| Deposits / shares | $803.2M | $1.2B |
| Capital ratio | 19.03% (stronger) | 16.73% |
| Problem loans | 0.14% (stronger) | 0.48% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.64% | 1.39% (stronger) |
| Loans ÷ deposits | 99.6% (stronger) | 110.4% |
| Uninsured deposits | 11.8% (stronger) | 22.4% |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 4 and Chelsea Groton Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.