Side-by-side · Q2 2026 data
The Torrington Savings Bank vs Ct Firefighters Federal Credit Union
Credit union
Ct Firefighters Federal Credit Union
Hartford, Connecticut · Under $100 million in assets
Metric by metric
| Measure | The Torrington Savings Bank | Ct Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 46 | 86 (stronger) |
| Funding & liquidity | 61 | 87 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 93rd | 77th |
| Total assets | $1.0B | $34.7M |
| Deposits / shares | $803.2M | $30.6M |
| Capital ratio | 19.03% (stronger) | 11.60% |
| Problem loans | 0.14% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.64% | 1.64% (stronger) |
| Loans ÷ deposits | 99.6% | 72.8% (stronger) |
| Uninsured deposits | 11.8% | 0.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ct Firefighters Federal Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 2 and Ct Firefighters Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.