Side-by-side · Q2 2026 data
The Torrington Savings Bank vs Patriot Bank, National Association
Metric by metric
| Measure | The Torrington Savings Bank | Patriot Bank, National Association |
|---|---|---|
| TellerScore | 82 (stronger) | 36 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 95 (stronger) | 8 |
| Earnings | 46 | 48 (stronger) |
| Funding & liquidity | 61 (stronger) | 36 |
| Problem-loan coverage | 99 (stronger) | 56 |
| Peer percentile | 93rd | 1st |
| Total assets | $1.0B | $1.3B |
| Deposits / shares | $803.2M | $1.2B |
| Capital ratio | 19.03% (stronger) | 9.60% |
| Problem loans | 0.14% (stronger) | 2.75% |
| Net charge-offs | 0.00% | -0.09% (stronger) |
| Return on assets | 0.64% | 0.70% (stronger) |
| Loans ÷ deposits | 99.6% | 74.5% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 65.2% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Torrington Savings Bank has the higher TellerScore (82 vs 36). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 4 and Patriot Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.