Side-by-side · Q2 2026 data
The Torrington Savings Bank vs Thomaston Savings Bank
Metric by metric
| Measure | The Torrington Savings Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 46 | 63 (stronger) |
| Funding & liquidity | 61 | 64 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 93rd | 49th |
| Total assets | $1.0B | $1.9B |
| Deposits / shares | $803.2M | $1.7B |
| Capital ratio | 19.03% (stronger) | 10.68% |
| Problem loans | 0.14% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.64% | 1.07% (stronger) |
| Loans ÷ deposits | 99.6% | 84.0% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 26.3% |
| Offices | 8 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
The Torrington Savings Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Torrington Savings Bank leads on 5 and Thomaston Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.