TellerScore

Side-by-side · Q2 2026 data

The Trust Bank vs Family Bank

Bank

The Trust Bank

Lenox, Georgia · Under $100 million in assets

86of 100
Very strong

Bank

Family Bank

Pelham, Georgia · $100 million – $1 billion

65of 100
Moderate

Metric by metric

MeasureThe Trust BankFamily Bank
TellerScore86 (stronger)65
Capital cushion100 (stronger)91
Loan quality55 (stronger)26
Earnings97 (stronger)75
Funding & liquidity90 (stronger)59
Problem-loan coverage91 (stronger)75
Peer percentile81st29th
Total assets$47.0M$162.0M
Deposits / shares$39.3M$138.3M
Capital ratio16.15% (stronger)14.13%
Problem loans1.36% (stronger)2.21%
Net charge-offs-0.04% (stronger)0.11%
Return on assets1.94% (stronger)1.38%
Loans ÷ deposits65.8% (stronger)101.2%
Uninsured deposits18.4%9.3% (stronger)
Offices33
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Trust Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Trust Bank leads on 6 and Family Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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