Side-by-side · Q2 2026 data
The Trust Bank vs Southeastern Credit Union
Metric by metric
| Measure | The Trust Bank | Southeastern Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 55 | 86 (stronger) |
| Earnings | 97 (stronger) | 66 |
| Funding & liquidity | 90 (stronger) | 74 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 81st | 60th |
| Total assets | $47.0M | $440.7M |
| Deposits / shares | $39.3M | $388.5M |
| Capital ratio | 16.15% (stronger) | 10.81% |
| Problem loans | 1.36% | 0.41% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.17% |
| Return on assets | 1.94% (stronger) | 1.14% |
| Loans ÷ deposits | 65.8% (stronger) | 85.8% |
| Uninsured deposits | 18.4% | 5.9% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
The Trust Bank has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Trust Bank leads on 5 and Southeastern Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.