Side-by-side · Q2 2026 data
The Turbotville National Bank vs Horizon Federal Credit Union
Credit union
Horizon Federal Credit Union
Williamsport, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | The Turbotville National Bank | Horizon Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 63 (stronger) | 23 |
| Earnings | 100 (stronger) | 11 |
| Funding & liquidity | 71 | 93 (stronger) |
| Problem-loan coverage | 90 (stronger) | 69 |
| Peer percentile | 88th | 2nd |
| Total assets | $243.5M | $152.4M |
| Deposits / shares | $202.0M | $137.6M |
| Capital ratio | 16.49% (stronger) | 9.01% |
| Problem loans | 1.10% (stronger) | 2.32% |
| Net charge-offs | 0.04% (stronger) | 0.70% |
| Return on assets | 2.22% (stronger) | -0.22% |
| Loans ÷ deposits | 89.1% | 67.1% (stronger) |
| Uninsured deposits | 10.7% | 1.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.1% |
The Turbotville National Bank has the higher TellerScore (85 vs 41). On the 7 directional measures above (where higher or lower is clearly better), The Turbotville National Bank leads on 5 and Horizon Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.