Side-by-side · Q2 2026 data
The Union Bank vs Capital Credit Union
Metric by metric
| Measure | The Union Bank | Capital Credit Union |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 51 | 81 (stronger) |
| Loan quality | 54 (stronger) | 40 |
| Earnings | 76 (stronger) | 69 |
| Funding & liquidity | 81 (stronger) | 66 |
| Problem-loan coverage | 83 (stronger) | 78 |
| Peer percentile | 26th | 37th |
| Total assets | $312.2M | $921.5M |
| Deposits / shares | $266.2M | $770.2M |
| Capital ratio | 10.12% | 13.09% (stronger) |
| Problem loans | 1.38% (stronger) | 1.80% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.41% (stronger) | 1.22% |
| Loans ÷ deposits | 72.5% (stronger) | 94.3% |
| Uninsured deposits | 21.3% | 10.6% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Credit Union has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank leads on 4 and Capital Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hazen, ND