Side-by-side · Q2 2026 data
The Union Bank vs First Security Bank - West
Metric by metric
| Measure | The Union Bank | First Security Bank - West |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 51 | 79 (stronger) |
| Loan quality | 54 (stronger) | 0 |
| Earnings | 76 (stronger) | 51 |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 83 (stronger) | 77 |
| Peer percentile | 26th | 14th |
| Total assets | $312.2M | $75.2M |
| Deposits / shares | $266.2M | $66.5M |
| Capital ratio | 10.12% | 12.87% (stronger) |
| Problem loans | 1.38% (stronger) | 4.65% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.41% (stronger) | 0.78% |
| Loans ÷ deposits | 72.5% | 32.0% (stronger) |
| Uninsured deposits | 21.3% (stronger) | 25.7% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Union Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank leads on 5 and First Security Bank - West on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beulah, ND