Side-by-side · Q2 2026 data
The Union Bank Company vs The Corn City State Bank
Metric by metric
| Measure | The Union Bank Company | The Corn City State Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 58 | 58 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 57 | 77 (stronger) |
| Funding & liquidity | 74 (stronger) | 59 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 74th | 68th |
| Total assets | $1.4B | $104.5M |
| Deposits / shares | $1.2B | $90.7M |
| Capital ratio | 10.78% | 10.82% (stronger) |
| Problem loans | 0.12% | 0.01% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.92% | 1.42% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 80.3% |
| Uninsured deposits | 28.2% (stronger) | 33.5% |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
The Corn City State Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Union Bank Company leads on 2 and The Corn City State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.