Side-by-side · Q2 2026 data
The Union Banking Company vs Liberty Bank
Metric by metric
| Measure | The Union Banking Company | Liberty Bank |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 78 (stronger) | 74 |
| Earnings | 30 | 47 (stronger) |
| Funding & liquidity | 86 | 97 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 26th | 70th |
| Total assets | $54.5M | $55.7M |
| Deposits / shares | $45.4M | $46.2M |
| Capital ratio | 10.77% | 17.96% (stronger) |
| Problem loans | 0.67% (stronger) | 0.77% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.24% | 0.69% (stronger) |
| Loans ÷ deposits | 18.5% (stronger) | 59.5% |
| Uninsured deposits | 27.8% | 17.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank has the higher TellerScore (82 vs 65). On the 6 directional measures above (where higher or lower is clearly better), The Union Banking Company leads on 2 and Liberty Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.