The Union Banking Company (FDIC certificate #15326) is based in West Mansfield, Ohio. Its Q2 2026 call report shows $54.5M in total assets and $45.4M in deposits and 2 offices.
The Union Banking Company has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 106th. Problem-loan coverage contributes the most (92/100, 4.1%); earnings contributes the least (30/100, 0.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (59 → 65), mostly because the problem-loan coverage component improved by 55 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 65 |
| Q4 2024 | 66 |
| Q1 2025 | 63 |
| Q2 2025 | 59 |
| Q3 2025 | 64 |
| Q4 2025 | 65 |
| Q1 2026 | 54 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.89% |
| Q3 2024 | 11.00% |
| Q4 2024 | 11.11% |
| Q1 2025 | 11.37% |
| Q2 2025 | 11.20% |
| Q3 2025 | 11.32% |
| Q4 2025 | 11.16% |
| Q1 2026 | 11.12% |
| Q2 2026 | 10.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.89% |
| Q3 2024 | 0.90% |
| Q4 2024 | 0.86% |
| Q1 2025 | 0.86% |
| Q2 2025 | 0.97% |
| Q3 2025 | 0.95% |
| Q4 2025 | 0.81% |
| Q1 2026 | 1.74% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.32% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $54.5M | 10.77% | 0.67% | 0.24% | 18.5% |
| Q1 2026 | 54 | $53.5M | 11.12% | 1.74% | 0.11% | 18.4% |
| Q4 2025 | 65 | $51.6M | 11.16% | 0.81% | 0.20% | 16.6% |
| Q3 2025 | 64 | $51.2M | 11.32% | 0.95% | 0.23% | 14.4% |
| Q2 2025 | 59 | $50.3M | 11.20% | 0.97% | 0.30% | 14.4% |
| Q1 2025 | 63 | $51.7M | 11.37% | 0.86% | 0.31% | 15.9% |
| Q4 2024 | 66 | $50.4M | 11.11% | 0.86% | 0.32% | 16.6% |
| Q3 2024 | 65 | $52.5M | 11.00% | 0.90% | 0.40% | 16.0% |
| Q2 2024 | 56 | $52.4M | 10.89% | 0.89% | 0.45% | 16.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Pioneer Savings BankBank Cleveland, OH | 69 out of 100, Moderate | $54.7M | 11.8% | 0.00% | vs |
| Liberty BankBank Ironton, OH | 82 out of 100, Strong | $55.7M | 18.0% | 0.77% | vs |
| Community First Bank, National AssociationBank Forest, OH | 70 out of 100, Strong | $56.3M | 9.4% | 0.00% | vs |
| Fortuna BankBank Grandview Heights, OH | 76 out of 100, Strong | $57.3M | 34.1% | 0.00% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| The Peoples BankBank Gambier, OH | 71 out of 100, Strong | $60.4M | 10.8% | 0.33% | vs |
Deposit insurance
Is my money safe at The Union Banking Company?
Yes. The Union Banking Company is an FDIC-insured institution (FDIC certificate #15326). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.8% of deposits ($12.6M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 34.34% (benchmark: 10%).
2 locations
Branches
The Union Banking Company lists 2 offices in 2 cities. Most locations:
- Belle Center, OH (1)
- West Mansfield, OH (1)
Identity & history
Profile
- Legal name
- The Union Banking Company
- Type
- State-chartered bank
- FDIC certificate #
- 15326
- RSSD ID
- 289225
- Primary regulator
- FDIC
- Holding company
- Union Bcorp Inc
- Established
- January 1, 1928
- Headquarters
- 105 East Center Street, West Mansfield, OH 43358
- Website
- www.bankatubc.com
- Employees
- 9
Quick answers
The Union Banking Company: common questions
Is The Union Banking Company FDIC insured?
Yes. The Union Banking Company is an FDIC-insured institution (FDIC certificate #15326). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Union Banking Company's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Union Banking Company ever failed?
There is no failure record for FDIC certificate #15326 in the FDIC failed bank list.
How many branches does The Union Banking Company have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near West Mansfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| M G Employees Federal Credit UnionCredit union Marysville, OH | 89 out of 100, Very strong | $2.1M | 37.0% | 0.00% | vs |
| The First Central National Bank of St. ParisBank St. Paris, OH | 87 out of 100, Very strong | $97.0M | 18.9% | 0.02% | vs |
| The Mt. Victory State BankBank Mount Victory, OH | 80 out of 100, Strong | $23.4M | 10.4% | 0.00% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |
| The Home Savings and Loan Company of Kenton, Ohio, DBA HSLCBank Kenton, OH | 75 out of 100, Strong | $245.0M | 17.1% | 1.14% | vs |