Side-by-side · Q2 2026 data
The Union Banking Company vs The Equitable Savings and Loan Company
Metric by metric
| Measure | The Union Banking Company | The Equitable Savings and Loan Company |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 78 (stronger) | 56 |
| Earnings | 30 (stronger) | 0 |
| Funding & liquidity | 86 (stronger) | 63 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 26th | 22nd |
| Total assets | $54.5M | $8.6M |
| Deposits / shares | $45.4M | $6.4M |
| Capital ratio | 10.77% | 25.56% (stronger) |
| Problem loans | 0.67% (stronger) | 1.33% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.24% (stronger) | -2.26% |
| Loans ÷ deposits | 18.5% (stronger) | 97.2% |
| Uninsured deposits | 27.8% | 7.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Union Banking Company has the higher TellerScore (65 vs 63). On the 6 directional measures above (where higher or lower is clearly better), The Union Banking Company leads on 4 and The Equitable Savings and Loan Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.