Side-by-side · Q2 2026 data
The Upstate National Bank vs Global Bank
Metric by metric
| Measure | The Upstate National Bank | Global Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 36 |
| Capital cushion | 52 | 71 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 23 (stronger) | 19 |
| Funding & liquidity | 50 (stronger) | 47 |
| Problem-loan coverage | 100 (stronger) | 37 |
| Peer percentile | 24th | 1st |
| Total assets | $294.8M | $304.2M |
| Deposits / shares | $208.8M | $212.8M |
| Capital ratio | 10.19% | 12.11% (stronger) |
| Problem loans | 0.00% (stronger) | 4.49% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.07% (stronger) | -0.02% |
| Loans ÷ deposits | 110.3% (stronger) | 115.5% |
| Uninsured deposits | 10.2% (stronger) | 17.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Upstate National Bank has the higher TellerScore (63 vs 36). On the 7 directional measures above (where higher or lower is clearly better), The Upstate National Bank leads on 5 and Global Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.