TellerScore

Global Bank is a state-chartered bank headquartered in New York, New York, in business for about 19 years. At the end of Q2 2026 it reported $304.2M in total assets and $212.8M in deposits, with 3 offices.

Based on its Q2 2026 filing, Global Bank scores 36/100, which we describe as low. That is higher than only 1% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 115th. Its strongest component is capital cushion (71/100; 12.11%), and its lowest is loan quality (0/100; 4.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion71/100
Tier 1 leverage ratio: 12.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 4.49%
Earnings19/100
Return on assets (annualized): -0.02%
Funding & liquidity47/100
Loans ÷ deposits and uninsured-deposit share: 115.5% · 17.9% uninsured
Problem-loan coverage37/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 31.60%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (50 → 36), mostly because the earnings component weakened by 32 points.

TellerScore
364758Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202451
Q3 202454
Q4 202458
Q1 202547
Q2 202550
Q3 202544
Q4 202545
Q1 202643
Q2 202636
Tier 1 leverage ratio
5.00%9.54%14.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.08%
Q3 202413.46%
Q4 202413.25%
Q1 202513.67%
Q2 202513.59%
Q3 202513.30%
Q4 202513.37%
Q1 202613.18%
Q2 202612.11%
Noncurrent loans
1.87%4.43%6.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.62%
Q3 20242.10%
Q4 20241.87%
Q1 20253.25%
Q2 20252.94%
Q3 20256.99%
Q4 20254.87%
Q1 20263.54%
Q2 20264.49%
Return on assets
-0.02%0.38%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.24%
Q3 20240.30%
Q4 20240.36%
Q1 20250.36%
Q2 20250.78%
Q3 20250.72%
Q4 20250.52%
Q1 20260.23%
Q2 2026-0.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202636$304.2M12.11%4.49%-0.02%115.5%
Q1 202643$279.6M13.18%3.54%0.23%109.7%
Q4 202545$272.6M13.37%4.87%0.52%107.9%
Q3 202544$268.1M13.30%6.99%0.72%112.1%
Q2 202550$267.2M13.59%2.94%0.78%112.8%
Q1 202547$259.6M13.67%3.25%0.36%106.6%
Q4 202458$260.2M13.25%1.87%0.36%102.7%
Q3 202454$254.8M13.46%2.10%0.30%114.2%
Q2 202451$246.0M14.08%2.62%0.24%112.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.11%
66th
Total risk-based capital0.00%
24th
Problem loans4.49%
3rd
Net charge-offs-0.00%
79th
Return on assets-0.02%
3rd
Net interest margin3.44%
25th
Efficiency ratio91.4%
5th
Loans to deposits115.5%
2nd
Uninsured deposits17.9%
72nd
Loan-loss reserves0.99%
25th
Texas ratio31.6%
2nd

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
American Community BankBank Glen Cove, NY78 out of 100, Strong$306.5M13.4%0.00%vs
Bank of MillbrookBank Millbrook, NY73 out of 100, Strong$311.7M12.1%1.76%vs
Carthage Savings and Loan, National AssociationBank Carthage, NY77 out of 100, Strong$312.1M12.9%0.32%vs
Seneca Savings Bank, National AssociationBank Baldwinsville, NY51 out of 100, Below average$312.5M9.8%1.12%vs
The Upstate National BankBank Ogdensburg, NY63 out of 100, Moderate$294.8M10.2%0.00%vs
Abacus Federal Savings BankBank New York, NY76 out of 100, Strong$320.7M16.3%0.47%vs

Deposit insurance

Is my money safe at Global Bank?

Yes. Global Bank is an FDIC-insured institution (FDIC certificate #58263). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.9% of deposits ($38.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Global Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Global Bank
Type
State-chartered bank
FDIC certificate #
58263
RSSD ID
3561771
Primary regulator
FDIC
Established
March 12, 2007
Headquarters
8 Catherine St, New York, NY 10038
Employees
40

Quick answers

Global Bank: common questions

Is Global Bank FDIC insured?

Yes. Global Bank is an FDIC-insured institution (FDIC certificate #58263). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Global Bank's TellerScore?

36 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Global Bank ever failed?

There is no failure record for FDIC certificate #58263 in the FDIC failed bank list.

How many branches does Global Bank have?

3 offices as of the latest FDIC data.

Nearby

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