Side-by-side · Q2 2026 data
The Valley State Bank vs Vintage Bank Kansas
Metric by metric
| Measure | The Valley State Bank | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 72 (stronger) | 66 |
| Loan quality | 97 (stronger) | 82 |
| Earnings | 42 | 88 (stronger) |
| Funding & liquidity | 92 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 72nd | 72nd |
| Total assets | $200.5M | $288.6M |
| Deposits / shares | $174.0M | $231.4M |
| Capital ratio | 12.18% (stronger) | 11.56% |
| Problem loans | 0.09% (stronger) | 0.53% |
| Net charge-offs | 1.24% | 0.06% (stronger) |
| Return on assets | 0.55% | 1.70% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 77.4% |
| Uninsured deposits | 20.8% (stronger) | 22.8% |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | 10.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Valley State Bank leads on 4 and Vintage Bank Kansas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.