Side-by-side · Q2 2026 data
The Vinton County National Bank vs The Hocking Valley Bank
Metric by metric
| Measure | The Vinton County National Bank | The Hocking Valley Bank |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 55 | 64 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 62 | 85 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 70th | 68th |
| Total assets | $1.6B | $354.0M |
| Deposits / shares | $1.4B | $312.0M |
| Capital ratio | 10.49% | 11.44% (stronger) |
| Problem loans | 0.27% (stronger) | 0.54% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.29% | 1.37% (stronger) |
| Loans ÷ deposits | 80.4% | 65.6% (stronger) |
| Uninsured deposits | 30.9% | 23.3% (stronger) |
| Offices | 16 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
The Hocking Valley Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Vinton County National Bank leads on 1 and The Hocking Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.