Side-by-side · Q2 2026 data
The Vinton County National Bank vs The Park National Bank
Metric by metric
| Measure | The Vinton County National Bank | The Park National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 55 (stronger) | 53 |
| Loan quality | 91 (stronger) | 71 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 62 | 63 (stronger) |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 70th | 79th |
| Total assets | $1.6B | $12.6B |
| Deposits / shares | $1.4B | $10.8B |
| Capital ratio | 10.49% (stronger) | 10.33% |
| Problem loans | 0.27% (stronger) | 0.86% |
| Net charge-offs | 0.09% (stronger) | 0.11% |
| Return on assets | 1.29% | 1.99% (stronger) |
| Loans ÷ deposits | 80.4% (stronger) | 89.2% |
| Uninsured deposits | 30.9% | 22.3% (stronger) |
| Offices | 16 | 104 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 19.0% |
The Vinton County National Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Vinton County National Bank leads on 5 and The Park National Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.