Side-by-side · Q2 2026 data
The Vinton County National Bank vs The Savings Bank
Metric by metric
| Measure | The Vinton County National Bank | The Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 72 (stronger) | 45 |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 70th | 26th |
| Total assets | $1.6B | $520.1M |
| Deposits / shares | $1.4B | $450.2M |
| Capital ratio | 10.49% (stronger) | 9.42% |
| Problem loans | 0.27% | 0.22% (stronger) |
| Net charge-offs | 0.09% | 0.06% (stronger) |
| Return on assets | 1.29% (stronger) | 0.63% |
| Loans ÷ deposits | 80.4% (stronger) | 86.0% |
| Uninsured deposits | 30.9% | 28.0% (stronger) |
| Offices | 16 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 3.4% |
The Vinton County National Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Vinton County National Bank leads on 4 and The Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lancaster, OH
- Ashville, OH
- Circleville, OH