The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 64).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Ohio

Yes. The Savings Bank is an FDIC-insured institution (FDIC certificate #13216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.0% of deposits ($126.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.42%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.97% (benchmark: 10%).

Check how much of your own balance is covered

The Savings Bank lists 5 offices in 5 cities. Most locations:

• Ashville, OH (1)
• Circleville, OH (1)
• Lancaster, OH (1)
• London, OH (1)
• Williamsport, OH (1)

All branch addresses and map

In 2025, The Savings Bank reported 163 home-loan applications under HMDA (LEI 5493002RL75O2Y62Z184): 138 originated ($41,440,000 total), 5 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Savings Bank

Former names

The Circleville Savings and Banking Company

Type

State-chartered bank

FDIC certificate #

13216

RSSD ID

578116

Primary regulator

FDIC

Holding company

Savings Bcorp Inc

Established

April 20, 1912

Headquarters

118 N Court St, Circleville, OH 43113

Website

www.thesavingsbankohio.bank

Employees

81