Side-by-side · Q2 2026 data
The Waggoner National Bank of Vernon vs Texoma Community Credit Union
Metric by metric
| Measure | The Waggoner National Bank of Vernon | Texoma Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 63 |
| Capital cushion | 94 (stronger) | 62 |
| Loan quality | 78 (stronger) | 77 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 72 (stronger) | 64 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 92nd | 29th |
| Total assets | $353.7M | $325.5M |
| Deposits / shares | $304.8M | $278.7M |
| Capital ratio | 14.41% (stronger) | 11.22% |
| Problem loans | 0.66% (stronger) | 0.70% |
| Net charge-offs | 0.03% (stronger) | 0.53% |
| Return on assets | 2.47% (stronger) | 0.45% |
| Loans ÷ deposits | 63.0% (stronger) | 96.4% |
| Uninsured deposits | 37.6% | 3.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 0.0% |
The Waggoner National Bank of Vernon has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Waggoner National Bank of Vernon leads on 6 and Texoma Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.