Side-by-side · Q2 2026 data
The Wanda State Bank vs Commerce Bank
Metric by metric
| Measure | The Wanda State Bank | Commerce Bank |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 71 | 89 (stronger) |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 54 | 72 (stronger) |
| Funding & liquidity | 93 (stronger) | 50 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 47th | 72nd |
| Total assets | $229.8M | $220.0M |
| Deposits / shares | $201.3M | $156.8M |
| Capital ratio | 12.12% | 13.87% (stronger) |
| Problem loans | 1.12% | 0.60% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.85% | 1.30% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 117.3% |
| Uninsured deposits | 12.8% (stronger) | 15.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commerce Bank has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Wanda State Bank leads on 2 and Commerce Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.