Side-by-side · Q2 2026 data
The Wanda State Bank vs Farmers and Merchants State Bank of Springfield
Bank
Farmers and Merchants State Bank of Springfield
Springfield, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | The Wanda State Bank | Farmers and Merchants State Bank of Springfield |
|---|---|---|
| TellerScore | 71 (stronger) | 42 |
| Capital cushion | 71 (stronger) | 37 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 54 | 74 (stronger) |
| Funding & liquidity | 93 (stronger) | 83 |
| Problem-loan coverage | 90 (stronger) | 41 |
| Peer percentile | 47th | 3rd |
| Total assets | $229.8M | $139.8M |
| Deposits / shares | $201.3M | $120.7M |
| Capital ratio | 12.12% (stronger) | 8.70% |
| Problem loans | 1.12% (stronger) | 4.48% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.85% | 1.34% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 72.4% |
| Uninsured deposits | 12.8% (stronger) | 19.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wanda State Bank has the higher TellerScore (71 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Wanda State Bank leads on 5 and Farmers and Merchants State Bank of Springfield on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.