TellerScore

Side-by-side · Q2 2026 data

The Warrington Bank vs Citizens' Bank, Inc.

Bank

The Warrington Bank

Pensacola, Florida · $100 million – $1 billion

88of 100
Very strong

Bank

Citizens' Bank, Inc.

Robertsdale, Alabama · $100 million – $1 billion

77of 100
Strong

Metric by metric

MeasureThe Warrington BankCitizens' Bank, Inc.
TellerScore88 (stronger)77
Capital cushion100 (stronger)60
Loan quality100 (stronger)95
Earnings4766 (stronger)
Funding & liquidity88 (stronger)83
Problem-loan coverage100 (stronger)99
Peer percentile92nd68th
Total assets$173.9M$158.9M
Deposits / shares$145.0M$143.1M
Capital ratio16.72% (stronger)11.00%
Problem loans0.00% (stronger)0.14%
Net charge-offs0.00% (stronger)0.04%
Return on assets0.68%1.16% (stronger)
Loans ÷ deposits37.5% (stronger)59.1%
Uninsured deposits25.7% (stronger)30.4%
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Warrington Bank has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Warrington Bank leads on 6 and Citizens' Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions