Headquartered in Pensacola, Florida, The Warrington Bank is a state-chartered bank with $173.9M in total assets and $145.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1953.
The Warrington Bank has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 2nd. Capital cushion contributes the most (100/100, 16.72%); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (86 → 88), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 85 |
| Q4 2024 | 85 |
| Q1 2025 | 86 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 88 |
| Q2 2026 | 88 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.11% |
| Q3 2024 | 15.35% |
| Q4 2024 | 16.37% |
| Q1 2025 | 16.92% |
| Q2 2025 | 16.78% |
| Q3 2025 | 16.57% |
| Q4 2025 | 16.58% |
| Q1 2026 | 16.56% |
| Q2 2026 | 16.72% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.41% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $173.9M | 16.72% | 0.00% | 0.68% | 37.5% |
| Q1 2026 | 88 | $172.3M | 16.56% | 0.00% | 0.64% | 35.7% |
| Q4 2025 | 86 | $172.8M | 16.58% | 0.00% | 0.44% | 35.0% |
| Q3 2025 | 86 | $167.4M | 16.57% | 0.00% | 0.41% | 39.5% |
| Q2 2025 | 86 | $169.3M | 16.78% | 0.00% | 0.40% | 39.3% |
| Q1 2025 | 86 | $166.0M | 16.92% | 0.00% | 0.36% | 39.9% |
| Q4 2024 | 85 | $166.7M | 16.37% | 0.00% | 0.22% | 39.6% |
| Q3 2024 | 85 | $177.0M | 15.35% | 0.00% | 0.18% | 38.6% |
| Q2 2024 | 85 | $179.5M | 15.11% | 0.00% | 0.20% | 39.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gulf Coast Business BankBank Fort Myers, FL | 70 out of 100, Strong | $186.6M | 12.5% | 0.00% | vs |
| Bank of Belle GladeBank Belle Glade, FL | 72 out of 100, Strong | $160.1M | 10.2% | 0.00% | vs |
| PNB Community BankBank Niceville, FL | 75 out of 100, Strong | $155.2M | 10.3% | 0.04% | vs |
| Commerce Bank & TrustBank Winter Park, FL | 44 out of 100, Below average | $197.9M | 10.5% | 3.44% | vs |
| Bank of PensacolaBank Pensacola, FL | 73 out of 100, Strong | $147.0M | 9.8% | 0.00% | vs |
| Madison County Community BankBank Madison, FL | 66 out of 100, Moderate | $211.7M | 8.4% | 0.30% | vs |
Deposit insurance
Is my money safe at The Warrington Bank?
Yes. The Warrington Bank is an FDIC-insured institution (FDIC certificate #17193). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.7% of deposits ($37.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.72%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Warrington Bank lists 4 offices in 2 cities. Most locations:
- Pensacola, FL (3)
- Pensacola Beach, FL (1)
Identity & history
Profile
- Legal name
- The Warrington Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17193
- RSSD ID
- 199137
- Primary regulator
- FDIC
- Holding company
- Five Flags Banks Inc
- Established
- March 18, 1953
- Headquarters
- 4093 Barrancas Ave, Pensacola, FL 32507
- Website
- www.warringtonbank.com
- Employees
- 28
Quick answers
The Warrington Bank: common questions
Is The Warrington Bank FDIC insured?
Yes. The Warrington Bank is an FDIC-insured institution (FDIC certificate #17193). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Warrington Bank's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Warrington Bank ever failed?
There is no failure record for FDIC certificate #17193 in the FDIC failed bank list.
How many branches does The Warrington Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Pensacola
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members First Credit Union of FloriCredit union Pensacola, FL | 93 out of 100, Very strong | $315.8M | 15.4% | 0.43% | vs |
| Eglin Federal Credit UnionCredit union Fort Walton Bea, FL | 85 out of 100, Very strong | $3.1B | 13.1% | 0.35% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Santa Rosa County Federal Credit UnionCredit union Milton, FL | 78 out of 100, Strong | $223.0M | 13.6% | 1.18% | vs |
| Loyalty Credit UnionCredit union Pensacola, FL | 75 out of 100, Strong | $300.3M | 11.6% | 0.66% | vs |
| United BankBank Atmore, AL | 74 out of 100, Strong | $1.5B | 15.8% | 1.35% | vs |