TellerScore

Side-by-side · Q2 2026 data

The Warrington Bank vs Commerce Bank & Trust

Bank

The Warrington Bank

Pensacola, Florida · $100 million – $1 billion

88of 100
Very strong

Bank

Commerce Bank & Trust

Winter Park, Florida · $100 million – $1 billion

44of 100
Below average

Metric by metric

MeasureThe Warrington BankCommerce Bank & Trust
TellerScore88 (stronger)44
Capital cushion100 (stronger)55
Loan quality100 (stronger)0
Earnings4756 (stronger)
Funding & liquidity88 (stronger)77
Problem-loan coverage100 (stronger)47
Peer percentile92nd4th
Total assets$173.9M$197.9M
Deposits / shares$145.0M$168.8M
Capital ratio16.72% (stronger)10.46%
Problem loans0.00% (stronger)3.44%
Net charge-offs0.00%0.00%
Return on assets0.68%0.91% (stronger)
Loans ÷ deposits37.5% (stronger)75.7%
Uninsured deposits25.7%22.3% (stronger)
Offices41
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Warrington Bank has the higher TellerScore (88 vs 44). On the 6 directional measures above (where higher or lower is clearly better), The Warrington Bank leads on 4 and Commerce Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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