Side-by-side · Q2 2026 data
The Warrington Bank vs Penair Credit Union
Metric by metric
| Measure | The Warrington Bank | Penair Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 47 (stronger) | 37 |
| Funding & liquidity | 88 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 92nd | 54th |
| Total assets | $173.9M | $2.8B |
| Deposits / shares | $145.0M | $2.4B |
| Capital ratio | 16.72% (stronger) | 11.48% |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.79% |
| Return on assets | 0.68% (stronger) | 0.43% |
| Loans ÷ deposits | 37.5% (stronger) | 71.7% |
| Uninsured deposits | 25.7% | 10.6% (stronger) |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Warrington Bank has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Warrington Bank leads on 6 and Penair Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.