TellerScore

Side-by-side · Q2 2026 data

The Warrington Bank vs PNB Community Bank

Bank

The Warrington Bank

Pensacola, Florida · $100 million – $1 billion

88of 100
Very strong

Bank

PNB Community Bank

Niceville, Florida · $100 million – $1 billion

75of 100
Strong

Metric by metric

MeasureThe Warrington BankPNB Community Bank
TellerScore88 (stronger)75
Capital cushion100 (stronger)53
Loan quality100 (stronger)99
Earnings4770 (stronger)
Funding & liquidity88 (stronger)72
Problem-loan coverage100 (stronger)99
Peer percentile92nd61st
Total assets$173.9M$155.2M
Deposits / shares$145.0M$140.3M
Capital ratio16.72% (stronger)10.32%
Problem loans0.00% (stronger)0.04%
Net charge-offs0.00% (stronger)0.03%
Return on assets0.68%1.24% (stronger)
Loans ÷ deposits37.5% (stronger)76.2%
Uninsured deposits25.7% (stronger)26.3%
Offices43
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—12.1%

The Warrington Bank has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Warrington Bank leads on 6 and PNB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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