Side-by-side · Q2 2026 data
The Washington Trust Company, of Westerly vs Dutch Point Credit Union
Bank
The Washington Trust Company, of Westerly
Westerly, Rhode Island · $1 billion – $10 billion
Metric by metric
| Measure | The Washington Trust Company, of Westerly | Dutch Point Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 39 | 56 (stronger) |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 56 | 60 (stronger) |
| Funding & liquidity | 52 | 96 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 17th | 71st |
| Total assets | $6.6B | $565.4M |
| Deposits / shares | $5.4B | $499.8M |
| Capital ratio | 8.92% | 10.55% (stronger) |
| Problem loans | 0.78% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.90% | 1.01% (stronger) |
| Loans ÷ deposits | 95.0% | 63.9% (stronger) |
| Uninsured deposits | 27.1% | 7.1% (stronger) |
| Offices | 28 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | — |
Dutch Point Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Washington Trust Company, of Westerly leads on 1 and Dutch Point Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.