Side-by-side · Q2 2026 data
The Watkins Savings Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | The Watkins Savings Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 40 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 84th | 98th |
| Total assets | $86.7M | $2.9B |
| Deposits / shares | $75.0M | $2.1B |
| Capital ratio | 14.80% | 16.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.51% | 2.72% (stronger) |
| Loans ÷ deposits | 43.1% (stronger) | 95.8% |
| Uninsured deposits | 8.7% (stronger) | 34.0% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Watkins Savings Bank leads on 4 and Cedar Rapids Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.