Side-by-side · Q2 2026 data
The Watkins Savings Bank vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | The Watkins Savings Bank | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 98 (stronger) | 60 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 40 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 84th | 57th |
| Total assets | $86.7M | $156.9M |
| Deposits / shares | $75.0M | $133.9M |
| Capital ratio | 14.80% (stronger) | 10.98% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.51% | 1.33% (stronger) |
| Loans ÷ deposits | 43.1% (stronger) | 79.8% |
| Uninsured deposits | 8.7% (stronger) | 33.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
The Watkins Savings Bank has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Watkins Savings Bank leads on 6 and Hiawatha Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.