Side-by-side · Q2 2026 data
The Wilmington Savings Bank vs Christian Family Credit Union
Metric by metric
| Measure | The Wilmington Savings Bank | Christian Family Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 96 (stronger) | 85 |
| Loan quality | 73 | 87 (stronger) |
| Earnings | 51 (stronger) | 33 |
| Funding & liquidity | 39 | 99 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 50th | 62nd |
| Total assets | $267.3M | $93.2M |
| Deposits / shares | $228.1M | $82.4M |
| Capital ratio | 14.61% (stronger) | 13.47% |
| Problem loans | 0.82% | 0.38% (stronger) |
| Net charge-offs | 0.00% | -0.13% (stronger) |
| Return on assets | 0.78% (stronger) | 0.33% |
| Loans ÷ deposits | 90.9% | 44.6% (stronger) |
| Uninsured deposits | 42.5% | 16.5% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christian Family Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Wilmington Savings Bank leads on 2 and Christian Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.