Side-by-side · Q2 2026 data
The Wilmington Savings Bank vs First Bank of Central Ohio
Metric by metric
| Measure | The Wilmington Savings Bank | First Bank of Central Ohio |
|---|---|---|
| TellerScore | 72 (stronger) | 46 |
| Capital cushion | 96 (stronger) | 49 |
| Loan quality | 73 (stronger) | 51 |
| Earnings | 51 (stronger) | 11 |
| Funding & liquidity | 39 | 55 (stronger) |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 50th | 5th |
| Total assets | $267.3M | $260.9M |
| Deposits / shares | $228.1M | $232.4M |
| Capital ratio | 14.61% (stronger) | 9.86% |
| Problem loans | 0.82% (stronger) | 1.48% |
| Net charge-offs | 0.00% (stronger) | 0.63% |
| Return on assets | 0.78% (stronger) | -0.23% |
| Loans ÷ deposits | 90.9% | 84.9% (stronger) |
| Uninsured deposits | 42.5% | 33.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wilmington Savings Bank has the higher TellerScore (72 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Wilmington Savings Bank leads on 5 and First Bank of Central Ohio on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.