Side-by-side · Q2 2026 data
The Wilson State Bank vs Lyons Federal Bank
Metric by metric
| Measure | The Wilson State Bank | Lyons Federal Bank |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 45 | 77 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 69 (stronger) | 62 |
| Funding & liquidity | 79 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 57th | 72nd |
| Total assets | $123.1M | $197.6M |
| Deposits / shares | $108.2M | $166.7M |
| Capital ratio | 9.48% | 12.70% (stronger) |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 1.22% (stronger) | 1.06% |
| Loans ÷ deposits | 79.4% (stronger) | 86.4% |
| Uninsured deposits | 16.5% (stronger) | 23.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lyons Federal Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Wilson State Bank leads on 4 and Lyons Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.