Side-by-side · Q2 2026 data
The Yellowstone Bank vs Independence Bank
Metric by metric
| Measure | The Yellowstone Bank | Independence Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 84 |
| Capital cushion | 73 | 84 (stronger) |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 75 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 95th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 12.33% | 13.39% (stronger) |
| Problem loans | 0.01% (stronger) | 0.46% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.99% (stronger) | 1.93% |
| Loans ÷ deposits | 66.6% (stronger) | 91.1% |
| Uninsured deposits | 32.2% | 28.2% (stronger) |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
The Yellowstone Bank has the higher TellerScore (88 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Yellowstone Bank leads on 4 and Independence Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.