TellerScore

Side-by-side · Q2 2026 data

Think Mutual Bank vs City & County Credit Union

Bank

Think Mutual Bank

Rochester, Minnesota · $1 billion – $10 billion

86of 100
Very strong

Credit union

City & County Credit Union

Saint Paul, Minnesota · $1 billion – $10 billion

76of 100
Strong

Metric by metric

MeasureThink Mutual BankCity & County Credit Union
TellerScore86 (stronger)76
Capital cushion100 (stronger)71
Loan quality92 (stronger)89
Earnings4545
Funding & liquidity95 (stronger)91
Problem-loan coverage98 (stronger)96
Peer percentile97th79th
Total assets$2.2B$1.2B
Deposits / shares$1.9B$1.0B
Capital ratio16.25% (stronger)12.08%
Problem loans0.25% (stronger)0.32%
Net charge-offs0.05% (stronger)0.20%
Return on assets0.63% (stronger)0.63%
Loans ÷ deposits64.8% (stronger)68.8%
Uninsured deposits5.8% (stronger)6.7%
Offices912
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)12.2%—

Think Mutual Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Think Mutual Bank leads on 7 and City & County Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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