Side-by-side · Q2 2026 data
Think Mutual Bank vs Topline Financial Credit Union
Metric by metric
| Measure | Think Mutual Bank | Topline Financial Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 92 (stronger) | 71 |
| Earnings | 45 | 47 (stronger) |
| Funding & liquidity | 95 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 97th | 27th |
| Total assets | $2.2B | $1.1B |
| Deposits / shares | $1.9B | $966.4M |
| Capital ratio | 16.25% (stronger) | 10.16% |
| Problem loans | 0.25% (stronger) | 0.86% |
| Net charge-offs | 0.05% (stronger) | 0.37% |
| Return on assets | 0.63% | 0.68% (stronger) |
| Loans ÷ deposits | 64.8% (stronger) | 93.9% |
| Uninsured deposits | 5.8% | 5.1% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 17.6% |
Think Mutual Bank has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Think Mutual Bank leads on 5 and Topline Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.