Side-by-side · Q2 2026 data
Thinkwise Federal Credit Union vs LA Loma Federal Credit Union
Credit union
Thinkwise Federal Credit Union
San Bernardino, California · $100 million – $1 billion
Metric by metric
| Measure | Thinkwise Federal Credit Union | LA Loma Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 70 (stronger) |
| Capital cushion | 36 | 47 (stronger) |
| Loan quality | 51 | 93 (stronger) |
| Earnings | 0 | 44 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 4th | 51st |
| Total assets | $122.8M | $116.6M |
| Deposits / shares | $109.6M | $110.5M |
| Capital ratio | 8.59% | 9.73% (stronger) |
| Problem loans | 1.48% | 0.22% (stronger) |
| Net charge-offs | 2.15% | 0.19% (stronger) |
| Return on assets | -0.63% | 0.60% (stronger) |
| Loans ÷ deposits | 51.2% (stronger) | 66.9% |
| Uninsured deposits | 6.9% (stronger) | 7.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
LA Loma Federal Credit Union has the higher TellerScore (70 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Thinkwise Federal Credit Union leads on 2 and LA Loma Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.