Side-by-side · Q2 2026 data
Thomasville National Bank vs Florida a & M University Federal Credit Union
Credit union
Florida a & M University Federal Credit Union
Tallahassee, Florida · Under $100 million in assets
Metric by metric
| Measure | Thomasville National Bank | Florida a & M University Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 43 |
| Capital cushion | 57 | 69 (stronger) |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 37 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 77 |
| Peer percentile | 80th | 4th |
| Total assets | $2.2B | $28.0M |
| Deposits / shares | $1.9B | $23.8M |
| Capital ratio | 10.75% | 11.88% (stronger) |
| Problem loans | 0.22% (stronger) | 3.46% |
| Net charge-offs | 0.01% (stronger) | 1.79% |
| Return on assets | 2.40% (stronger) | -1.78% |
| Loans ÷ deposits | 97.2% | 44.5% (stronger) |
| Uninsured deposits | 38.7% | 3.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Thomasville National Bank has the higher TellerScore (76 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Thomasville National Bank leads on 4 and Florida a & M University Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.