Side-by-side · Q2 2026 data
Thornapple Credit Union vs Intandem Credit Union
Metric by metric
| Measure | Thornapple Credit Union | Intandem Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 48 | 69 (stronger) |
| Loan quality | 80 | 86 (stronger) |
| Earnings | 66 (stronger) | 53 |
| Funding & liquidity | 74 | 91 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 36th | 54th |
| Total assets | $79.2M | $75.8M |
| Deposits / shares | $70.5M | $65.8M |
| Capital ratio | 9.81% | 11.91% (stronger) |
| Problem loans | 0.59% | 0.41% (stronger) |
| Net charge-offs | 0.21% | 0.19% (stronger) |
| Return on assets | 1.14% (stronger) | 0.82% |
| Loans ÷ deposits | 86.4% | 69.2% (stronger) |
| Uninsured deposits | 3.9% | 2.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.4% |
Intandem Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Thornapple Credit Union leads on 1 and Intandem Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.