Side-by-side · Q2 2026 data
Thread Bank vs Kingsport Press Credit Union
Credit union
Kingsport Press Credit Union
Kingsport, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Thread Bank | Kingsport Press Credit Union |
|---|---|---|
| TellerScore | 71 | 92 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 43 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 63rd | 92nd |
| Total assets | $1.1B | $95.6M |
| Deposits / shares | $1.0B | $79.5M |
| Capital ratio | 9.75% | 16.38% (stronger) |
| Problem loans | 0.18% (stronger) | 0.40% |
| Net charge-offs | 0.47% | 0.18% (stronger) |
| Return on assets | 0.58% | 1.63% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 73.7% |
| Uninsured deposits | 11.0% | 1.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Kingsport Press Credit Union has the higher TellerScore (92 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Thread Bank leads on 2 and Kingsport Press Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.