Side-by-side · Q2 2026 data
Thread Bank vs Lee Bank and Trust Company
Metric by metric
| Measure | Thread Bank | Lee Bank and Trust Company |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 48 | 91 (stronger) |
| Loan quality | 94 (stronger) | 54 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 63rd | 82nd |
| Total assets | $1.1B | $257.3M |
| Deposits / shares | $1.0B | $218.3M |
| Capital ratio | 9.75% | 14.11% (stronger) |
| Problem loans | 0.18% (stronger) | 1.37% |
| Net charge-offs | 0.47% | 0.03% (stronger) |
| Return on assets | 0.58% | 3.40% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 58.2% |
| Uninsured deposits | 11.0% (stronger) | 29.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Thread Bank leads on 3 and Lee Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.