Side-by-side · Q2 2026 data
Thread Bank vs The Bank of Fayette County
Metric by metric
| Measure | Thread Bank | The Bank of Fayette County |
|---|---|---|
| TellerScore | 71 (stronger) | 58 |
| Capital cushion | 48 (stronger) | 46 |
| Loan quality | 94 (stronger) | 64 |
| Earnings | 43 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 63rd | 17th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $1.0B | $987.7M |
| Capital ratio | 9.75% (stronger) | 9.59% |
| Problem loans | 0.18% (stronger) | 1.09% |
| Net charge-offs | 0.47% | 0.04% (stronger) |
| Return on assets | 0.58% | 0.98% (stronger) |
| Loans ÷ deposits | 41.6% (stronger) | 93.5% |
| Uninsured deposits | 11.0% (stronger) | 22.6% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Thread Bank has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Thread Bank leads on 5 and The Bank of Fayette County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.