Side-by-side · Q2 2026 data
Three Rivers Federal Credit Union vs Forum Credit Union
Metric by metric
| Measure | Three Rivers Federal Credit Union | Forum Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 89 (stronger) | 83 |
| Loan quality | 51 | 90 (stronger) |
| Earnings | 97 (stronger) | 69 |
| Funding & liquidity | 72 (stronger) | 60 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 84th | 88th |
| Total assets | $2.9B | $2.3B |
| Deposits / shares | $2.1B | $1.9B |
| Capital ratio | 13.88% (stronger) | 13.27% |
| Problem loans | 1.47% | 0.31% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.46% |
| Return on assets | 1.92% (stronger) | 1.21% |
| Loans ÷ deposits | 86.4% (stronger) | 100.2% |
| Uninsured deposits | 16.3% | 12.4% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | — |
Forum Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Three Rivers Federal Credit Union leads on 4 and Forum Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.