TellerScore

Forum Credit Union is a federally insured state-chartered credit union headquartered in Indianapolis, Indiana, in business for about 85 years. At the end of Q2 2026 it reported $2.3B in total assets and $1.9B in member shares and deposits, with 16 offices.

Based on its Q2 2026 filing, Forum Credit Union scores 80/100, which we describe as strong. That is higher than 88% of 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 29th. Its strongest component is problem-loan coverage (95/100; 2.4%), and its lowest is funding & liquidity (60/100; 100% loans-to-deposits, 12% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.27%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings69/100
Return on assets (annualized): 1.21%
Funding & liquidity60/100
Loans ÷ shares: 100.2% · 12.4% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.44%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (76 → 80), mostly because the capital cushion component improved by 8 points.

TellerScore
757880Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202475
Q1 202575
Q2 202576
Q3 202577
Q4 202577
Q1 202679
Q2 202680
Net worth ratio
7.00%10.13%13.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.27%
Q3 202412.42%
Q4 202412.36%
Q1 202512.20%
Q2 202512.53%
Q3 202512.67%
Q4 202512.72%
Q1 202612.86%
Q2 202613.27%
Delinquent loans (60+ days)
0.29%0.36%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.29%
Q4 20240.36%
Q1 20250.39%
Q2 20250.40%
Q3 20250.34%
Q4 20250.42%
Q1 20260.33%
Q2 20260.31%
Return on assets
1.07%1.16%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20241.10%
Q4 20241.15%
Q1 20251.10%
Q2 20251.14%
Q3 20251.11%
Q4 20251.15%
Q1 20261.25%
Q2 20261.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$2.3B13.27%0.31%1.21%100.2%
Q1 202679$2.3B12.86%0.33%1.25%97.0%
Q4 202577$2.3B12.72%0.42%1.15%98.0%
Q3 202577$2.3B12.67%0.34%1.11%99.2%
Q2 202576$2.2B12.53%0.40%1.14%99.7%
Q1 202575$2.3B12.20%0.39%1.10%100.1%
Q4 202475$2.2B12.36%0.36%1.15%103.4%
Q3 202475$2.1B12.42%0.29%1.10%105.8%
Q2 202475$2.1B12.27%0.30%1.07%106.6%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.27%
81st
Problem loans0.31%
89th
Net charge-offs0.46%
57th
Return on assets1.21%
82nd
Loans to deposits100.2%
13th
Uninsured deposits12.4%
25th
Loan-loss reserves0.00%
50th
Texas ratio2.4%
83rd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Centra Credit UnionCredit union Columbus, IN73 out of 100, Strong$2.4B12.3%0.96%vs
Purdue Federal Credit UnionCredit union West Lafayette, IN75 out of 100, Strong$2.1B11.2%0.17%vs
Elements Financial Federal Credit UnionCredit union Indianapolis, IN77 out of 100, Strong$2.5B11.9%0.46%vs
Indiana University Credit UnionCredit union Bloomington, IN72 out of 100, Strong$2.1B11.8%0.67%vs
Interra Credit UnionCredit union Goshen, IN64 out of 100, Moderate$2.1B9.1%0.16%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs

Deposit insurance

Is my money safe at Forum Credit Union?

Yes. Forum Credit Union is a federally insured credit union (NCUA charter #68248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.4% of shares and deposits ($239.9M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

16 locations

Branches

Forum Credit Union lists 16 offices in 8 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Forum Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68248
RSSD ID
82275
Primary regulator
State + NCUA
Established
1941
Headquarters
P.O. Box 50738, Indianapolis, IN 46250
Employees
435

Quick answers

Forum Credit Union: common questions

Is Forum Credit Union NCUA insured?

Yes. Forum Credit Union is a federally insured credit union (NCUA charter #68248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Forum Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Forum Credit Union have?

16 offices as of the latest NCUA data.

Nearby

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