Side-by-side · Q2 2026 data
TIB National Association vs American First National Bank
Metric by metric
| Measure | TIB National Association | American First National Bank |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 82 | 94 (stronger) |
| Loan quality | 72 | 86 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 36 | 54 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 80th | 98th |
| Total assets | $3.0B | $2.9B |
| Deposits / shares | $2.4B | $2.4B |
| Capital ratio | 13.22% | 14.38% (stronger) |
| Problem loans | 0.84% | 0.42% (stronger) |
| Net charge-offs | 0.26% | 0.08% (stronger) |
| Return on assets | 1.85% | 2.13% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 97.8% |
| Uninsured deposits | 91.5% | 22.7% (stronger) |
| Offices | 5 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | 3.4% |
American First National Bank has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), TIB National Association leads on 1 and American First National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.